Free Commercial Insurance Review | Risk & Insurance Me Advisory
Business insurance

Business insurance premiums are up. You don't have to pay blind.

Could you be paying for the wrong business insurance without realising it?

Premiums have moved sharply across Australia. We match cover to how your business actually runs, take it to the insurers that specialise in it, and show you every price that comes back.

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What type of business do you run?
Choose the option that best matches your business. We'll ask the right questions and take it to the insurers that specialise in it.
What's brought this on?
Pick the closest one.
When do you need it sorted by?
Tell us about the size of the business.
People working in it
Annual turnover, roughly
Anything else we should know?
How long have you been in the industry?
Who looks after your insurance now?
Your contact details
A broker will follow up. Not a call centre.

Risk & Insurance Me Advisory collects this information to respond to your enquiry and arrange insurance. General information only, not personal advice. Disclosures.

Thank you, there
We have received your enquiry for your business. A broker will be in touch. Taking you to pick a time now.
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Authorised Rep · Ausure AFSL 238433 Brokers Code of Practice Australia wide A broker answers, not a call centre
EVERY PRICE
Not just the one we recommend
72 HRS
To a clear market indication
10 YRS
Risk management before broking
EVERY YEAR
Your cover re-tested at renewal
The premium problem

Renewal quotes keep climbing. Loyalty costs more.

Many business owners assume that sticking with a well-known insurer, or buying direct, guarantees the best deal. It doesn't. Premiums vary widely with what the business does, how big it is, its claims history and market shifts, and insurer appetite for your industry changes month to month.

Worse, a cheap-looking renewal can hide gaps: the wrong sums insured, the cover that was never added when the business grew, or exclusions that only show up when you claim.

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"My broker just sends me the renewal and I pay it."
A professional firm, to us, last month
Who we help

Businesses we support across Australia.

Case study

Same business. Seven insurers. Two days.

A real file, de-identified. Every insurer we asked, every price that came back, and the one we'd pick.

Individual client outcome, de-identified, not a promise of results.

Getting covered

Simple steps to better business insurance.

01

Share your current policy

Send your renewal or schedule and tell us how the business runs today.

02

We compare markets

Suitable options from the insurers that specialise in your industry.

03

We identify gaps and overlaps

What's missing, what you're paying for and don't need, and what's better elsewhere.

04

You see every price

Within 72 hours: which insurers suit you, roughly what it should cost, and what you actually need.

05

Stay supported

Renewals, changes and claims help whenever you need it.

Why Risk & Insurance Me

Not the call-once-a-year sort of broker.

01 · Industry specialists

We understand how your industry is priced

02 · Independent advice

We compare markets instead of pushing one insurer's renewal

03 · Plain-English reviews

Know exactly what's covered before you sign, not after a claim is denied

04 · No call centre

A real person who knows your file

Frequently asked questions

Questions business owners ask us

Free insurance review

Before you renew, see what your business insurance should really cost.

Get a no-obligation review from a broker who works with Australian businesses every day. Every price within 72 hours.

See every price

If your current broker has done a good job, we'll tell you to stay with them.